What should we do when people say they don’t like budgeting or that they have a negative attitude about it? Should we avoid budgeting all together? Is it a necessary evil or is it actually an opportunity to do great things with your money? What do you think?

How do you save for long-term expenses? My wife and I love to use sinking funds or buckets as some people call them. Do you also like to use them? How do you use them? Do you use them for everything. Let’s dive deep into the idea of savings for expenses.

How should someone set up their personal finances to make sure they use debt the right way? Should they avoid it all together? Should we consider debt to be different if it’s for necessary life purchases? Good debt vs bad debt, what do you think? How do we juggle all of it?

I am a huge advocate for tracking your expenses! I tell people this is where they should start before budgeting. Do you have any thoughts or feelings about how you should go about tracking your expenses? Do you think it is a waste of time? Let’s talk about i!

Is spending more to save some extra money a good idea? I first heard of this term from a CNBC article. But it’s one that comes up a lot. Should we be buying extra to get the BOGO or other sales? What do you think? How can we take advantage of sales the right way?

Should we be turning to social media for our financial advice? Are there good places on social media that are great for learning? Where should we turn for the basic financial advice if it isn’t social media?

Was there something that allowed you to do better with money or that changed your mindset? Was there a challenge that you felt helped shift how you handle money? Something like a spending challenge or a saving challenge would be great to talk about. Especially if you have a story about one!